Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

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In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including: Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don’t Have to Die to Use!

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Tax-Free Retirement Plan

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Click Here to view our Income for Life Videos

The Dow Jones is down over 2300 points from the 52 week record high.

Do you really believe it will get back above 18,000 and stay there?

Is your financial adviser still telling you to hang in there?

Our plans provide numerous advantages, including:

  • Fixed Interest and/or Market Indexed Growth
  • Zero Downside Risk
  • Guaranteed Lifetime Income
  • No Sales Fees
  • Safety with A+ Rated Carriers
  • Cash Value Liquidity and Policy Loans
  • Tax-Free or Tax-Deferred Income 1
  • 7% Annual Interest on Lifetime Income Account 1
  • Bonus on Deposits 1
  • Critical, Chronic or Terminal Illness Benefits 1
  • 200%-300% Long Term Care Benefits 
  • Death Benefit

Note 1: Benefits vary by carrier and policy design

Please contact me if you have any questions.

Federal Reserve Warning of Stock and Bond Risks

U.S. stocks traded lower after U.S. Federal Reserve Chair Janet Yellen warned of potential problems with high stock valuations, adding to anxiety about a global bond rout and upcoming economic data.

Published in: on May 7, 2015 at 9:00 AM  Leave a Comment  
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Stock Market Rigged

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The U.S. stock market is rigged in favor of high-frequency traders, stock exchanges and large Wall Street banks who have found a way to use computer-based speed trading to gain a decisive edge over everyone else, from the smallest retail investors to the biggest hedge funds, says Michael Lewis in a new blockbuster book, “Flash Boys.”

The insiders’ methods are legal but cost the rest of the market’s players tens of billions of dollars a year, according to Lewis, who spoke with Steve Kroft in his first interview about the book.

High-frequency traders have found ways to use their speed to gain an advantage that few understand, says Lewis. “They’re able to identify your desire to buy shares in Microsoft and buy them in front of you and sell them back to you at a higher price,” says Lewis. “The speed advantage that the faster traders have is milliseconds…fractions of milliseconds.”

Lewis says a former trader at the Royal Bank of Canada in New York, Brad Katsuyama, figured this out after he consistently failed to have his entire order filled at the price he wanted.

Click Here to watch the video report.

According to Wayne Morris, “We have been warning clients of this problem for the past 3 years. Our Indexed Annuities and Universal Life policies provide upside potential growth, but guarantee zero downside risk of loss.”

Published in: on April 15, 2014 at 9:56 AM  Leave a Comment  

Frontline Video – The Retirement Gamble

Frontline Video - The Retirement Gamble

Watch this shocking 401(k) Report

Published in: on April 11, 2014 at 2:06 PM  Leave a Comment  

Is It Time To Get Out Of Your 401(k)?

Is It Time To Get Out Of Your 401(k)?

Shocking Video Reports on 401(k) and Mutual Funds.

Published in: on April 11, 2014 at 12:43 PM  Leave a Comment  
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Guaranteed Lifetime Income (Video)

Are you tired of the Wall Street Roller Coaster and worrying about market losses?

Watch our Tax-Free Income for Life video.  The Safe Money alternative to 401(k), 403(b), CD, IRA, Mutual Funds and Stocks.

  1. Zero Risk of Loss
  2. Upside Growth
  3. Cash Value
  4. Tax-Free Distributions
  5. Guaranteed Lifetime Income

Click Here or go to:

http://www.iflretirement.com/USA-Insurance-Brokers

401(k) Tax Trap

 Are you tired of losing money in the market?

There are over 65 Million people in the USA putting money into tax traps like a 401(k) every day.

If you believe taxes will increase in the future like most Americans and financial experts – why save funds pre-tax?

One of the only valid reasons is to receive a employer matching contributions.  Any savings above the employer match should be in an after-tax account, such as Indexed Universal Life Insurance.  In most cases, you will receive a huge increase in net worth, plus 200%-300% more spending money in retirement.

* Guaranteed 3%-4% Fixed Interest

* Upside Market Gains (S&P 500, Nasdaq, DJIA, EuroStoxx, etc.)

* Zero Downside Risk of Loss

* Guaranteed Lifetime Income

* Accelerated Benefits in case of Critical, Chronic or Terminal Illness

* Long Term Care Funding

* Tax-Free Death Benefit

Contact us @ 1-800-591-3920 or USAInsurance@cox.netto compare your options and protect your assets.

Published in: on November 13, 2012 at 12:24 PM  Leave a Comment  
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