S&P 500 vs Indexed Universal Life

Are you tired of the Wall Street Rollercoaster?

 

The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.

 

iul vs s-p performance1

In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness.

The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.

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The Final Loving Act

This is an awesome video that everyone should watch.

Assisted Living & Long Term Care Costs

The latest 2017 report shows that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.

And, out-of-pocket medical expenses for seniors are averaging over $200K per person.

Please contact me for information on options to offset your out-of-pocket risk.

Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

Watch Video

In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon the severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don’t Have to Die to Use!

Living Benefit Life Video

Life Insurance + Cash Benefits in case of Chronic, Critical or Terminal Illness. Please contact me for details and quotations.

Instant Life Quotes

Click the following link to instantly compare the lowest Term and Universal Life rates from 50 Top-Rated Carriers.

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Get Quotes Now

Our Health History Analyzer automatically determines the lowest premiums and best rate class.

Short Term vs. Long Term Care

Short-Term Care Video

Click Here to Watch Video

Contact us @ 1-800-591-3920 or USAInsurance@cox.net for details or quotations.

Published in: on March 22, 2016 at 1:41 PM  Leave a Comment  

New Living Benefit Life Video

LivingBenefitRevolution

Click Here to view the video on the benefits of Living Benefit Life policies that can accelerate up to 90% of the death benefit in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.

Tax-Free Retirement Plan

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Click Here to view our Income for Life Videos

The Dow Jones is down over 2300 points from the 52 week record high.

Do you really believe it will get back above 18,000 and stay there?

Is your financial adviser still telling you to hang in there?

Our plans provide numerous advantages, including:

  • Fixed Interest and/or Market Indexed Growth
  • Zero Downside Risk
  • Guaranteed Lifetime Income
  • No Sales Fees
  • Safety with A+ Rated Carriers
  • Cash Value Liquidity and Policy Loans
  • Tax-Free or Tax-Deferred Income 1
  • 7% Annual Interest on Lifetime Income Account 1
  • Bonus on Deposits 1
  • Critical, Chronic or Terminal Illness Benefits 1
  • 200%-300% Long Term Care Benefits 
  • Death Benefit

Note 1: Benefits vary by carrier and policy design

Please contact me if you have any questions.

Tips to Reduce Your Financial Risk

Click Here to View 2 Great Options to Reduce Your Financial Risk.