S&P 500 vs Indexed Universal Life

Are you tired of the Wall Street Rollercoaster?

 

The following chart shows the historical performance of the S&P 500 vs an Indexed Universal Life Policy with a 12% Annual Cap and Zero Downside Risk.

 

iul vs s-p performance1

In addition, some Indexed UL policies include Accelerated Living Benefits that can advance up to 90% of the death benefit in case of Critical, Chronic or Terminal Illness.

The advanced funds are tax-free and can be used for any purpose, such as Medical Deductible, Household Expenses, Monthly Bills, Mortgage Payments, Long-Term Care, Lost Income, Retirement Income, Travel, etc.

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Medical Bankruptcy Epidemic

medical bankruptcy epidemic

Assisted Living & Long Term Care Costs

The latest 2017 report shows that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.

And, out-of-pocket medical expenses for seniors are averaging over $200K per person.

Please contact me for information on options to offset your out-of-pocket risk.

Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

Watch Video

In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon the severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don’t Have to Die to Use!

Short Term vs. Long Term Care

Short-Term Care Video

Click Here to Watch Video

Contact us @ 1-800-591-3920 or USAInsurance@cox.net for details or quotations.

Published in: on March 22, 2016 at 1:41 PM  Leave a Comment  

New Living Benefit Life Video

LivingBenefitRevolution

Click Here to view the video on the benefits of Living Benefit Life policies that can accelerate up to 90% of the death benefit in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.

Tax-Free Retirement Plan

401K_Provider_283x153a

Click Here to view our Income for Life Videos

The Dow Jones is down over 2300 points from the 52 week record high.

Do you really believe it will get back above 18,000 and stay there?

Is your financial adviser still telling you to hang in there?

Our plans provide numerous advantages, including:

  • Fixed Interest and/or Market Indexed Growth
  • Zero Downside Risk
  • Guaranteed Lifetime Income
  • No Sales Fees
  • Safety with A+ Rated Carriers
  • Cash Value Liquidity and Policy Loans
  • Tax-Free or Tax-Deferred Income 1
  • 7% Annual Interest on Lifetime Income Account 1
  • Bonus on Deposits 1
  • Critical, Chronic or Terminal Illness Benefits 1
  • 200%-300% Long Term Care Benefits 
  • Death Benefit

Note 1: Benefits vary by carrier and policy design

Please contact me if you have any questions.

Stop Stock Market Losses

2018-12-20_Stock Market

Are you betting your retirement on Wall Street?

Our Income for Life policies offer:

  1. Upside Growth
  2. Zero Downside Risk
  3. Financial Protection, Safety, and Liquidity
  4. Critical, Chronic & Terminal Illness Benefits
  5. Death Benefit

Click Here or the link below to Watch Videos

www.iflretirement.com/USA-Insurance-Brokers

 

No One Ever Told Me!

NoOneEverToldMe

Revolutionary Life Insurance – You Don’t Have to Die to Use!

Do you have the old type or new type of insurance?

Everyone knows someone who suffered a Critical or Chronic Illness and lived. Did their Life policy pay them a benefit?

The answer is always NO! And, that is why Living Benefit Life is different.

How much better would their lives have been if they received a check for $100K, $250K or more after developing a serious illness?

Our unique Living Benefit Term (10-30 Years) and Indexed Universal Life (to Age 120) policies are available from 6 insurance carriers. And, the premiums are normally no higher than plans that only pay a Death benefit.

These policies can accelerate up to 100% of the face value (depending upon severity of illness) in case of:

  1. Critical Illness (Cancer, Heart Attack, Stroke, Major Organ Transplant, etc.)
  1. Chronic Illness (Inability to perform 2 of 6 Activities of Daily Living or Cognitive Impairment)
  1. Terminal Illness
  1. Death

Funds can be used for any purpose, including: Medical Expenses; Disability Income; Long Term Care; Home Healthcare; Household Expenses; Loan Payments; Mortgage Protection; Childcare; College Funding; Retirement Income; Travel; Final Expenses; Legacy Estate, etc.

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Is It Time To Get Out Of Your 401(k)?

Is It Time To Get Out Of Your 401(k)?

Shocking Video Reports on 401(k) and Mutual Funds.

Published in: on April 11, 2014 at 12:43 PM  Leave a Comment  
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