Eliminate Stock Market Risk

Our Safe Money policies can provide upside growth, $0 downside stock market risk and a guaranteed lifetime income.
Stock Market -1-31-2020

2 Guaranteed Lifetime Income Options


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Increase Your Social Security Benefits

When Should You Claim Your Social Security Retirement Benefits?

One of the most important financial decisions you will ever make is when to begin your Social Security retirement income.

Our new software provides a detailed report that shows the difference between starting benefits at age 62, 66 or 70 and how to maximize your income.

Please contact me for your Free Report!

Published in: on March 10, 2016 at 3:31 PM  Leave a Comment  

Tax-Free Retirement Plan


Click Here to view our Income for Life Videos

The Dow Jones is down over 2300 points from the 52 week record high.

Do you really believe it will get back above 18,000 and stay there?

Is your financial adviser still telling you to hang in there?

Our plans provide numerous advantages, including:

  • Fixed Interest and/or Market Indexed Growth
  • Zero Downside Risk
  • Guaranteed Lifetime Income
  • No Sales Fees
  • Safety with A+ Rated Carriers
  • Cash Value Liquidity and Policy Loans
  • Tax-Free or Tax-Deferred Income 1
  • 7% Annual Interest on Lifetime Income Account 1
  • Bonus on Deposits 1
  • Critical, Chronic or Terminal Illness Benefits 1
  • 200%-300% Long Term Care Benefits 
  • Death Benefit

Note 1: Benefits vary by carrier and policy design

Please contact me if you have any questions.

Stop Stock Market Losses

2018-12-20_Stock Market

Are you betting your retirement on Wall Street?

Our Income for Life policies offer:

  1. Upside Growth
  2. Zero Downside Risk
  3. Financial Protection, Safety, and Liquidity
  4. Critical, Chronic & Terminal Illness Benefits
  5. Death Benefit

Click Here or the link below to Watch Videos



Federal Reserve Warning of Stock and Bond Risks

U.S. stocks traded lower after U.S. Federal Reserve Chair Janet Yellen warned of potential problems with high stock valuations, adding to anxiety about a global bond rout and upcoming economic data.

Published in: on May 7, 2015 at 9:00 AM  Leave a Comment  

Tax-Free Retirement with No Market Risk!

Are you betting your financial security and retirement on a 401(k), CD, IRA or Wall Street?


Our unique plans can provide funds in case of Chronic Illness; Critical Illness (Cancer, Heart Attack, Stroke, etc.); Disability; Long Term Care; Retirement; Terminal Illness; or Death.

Click Here to watch our Income for Life video and a better alternative.

Stock Market Rigged


The U.S. stock market is rigged in favor of high-frequency traders, stock exchanges and large Wall Street banks who have found a way to use computer-based speed trading to gain a decisive edge over everyone else, from the smallest retail investors to the biggest hedge funds, says Michael Lewis in a new blockbuster book, “Flash Boys.”

The insiders’ methods are legal but cost the rest of the market’s players tens of billions of dollars a year, according to Lewis, who spoke with Steve Kroft in his first interview about the book.

High-frequency traders have found ways to use their speed to gain an advantage that few understand, says Lewis. “They’re able to identify your desire to buy shares in Microsoft and buy them in front of you and sell them back to you at a higher price,” says Lewis. “The speed advantage that the faster traders have is milliseconds…fractions of milliseconds.”

Lewis says a former trader at the Royal Bank of Canada in New York, Brad Katsuyama, figured this out after he consistently failed to have his entire order filled at the price he wanted.

Click Here to watch the video report.

According to Wayne Morris, “We have been warning clients of this problem for the past 3 years. Our Indexed Annuities and Universal Life policies provide upside potential growth, but guarantee zero downside risk of loss.”

Published in: on April 15, 2014 at 9:56 AM  Leave a Comment  

Frontline Video – The Retirement Gamble

Frontline Video - The Retirement Gamble

Watch this shocking 401(k) Report

Published in: on April 11, 2014 at 2:06 PM  Leave a Comment  

Is It Time To Get Out Of Your 401(k)?

Is It Time To Get Out Of Your 401(k)?

Shocking Video Reports on 401(k) and Mutual Funds.

Published in: on April 11, 2014 at 12:43 PM  Leave a Comment  
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