Critical Illness Protection

We have a variety of low-cost policies that provide cash benefits in case of:

  1. Accidents
  2. Chronic Illness or Disability
  3. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
  4. Terminal Illness
  5. Death

The Tax-Free funds can be used to cover deductibles, household expenses, lost income, medical bills, mortgage payments, travel or any other purpose.

Click Here to Watch Video

Critical Illness Protection

Published in: on June 30, 2018 at 11:30 AM  Leave a Comment  

Medical Identity Theft

Medical services-related identity theft was up 40% last year. That’s not surprising when you think about all the organizations that have our personal health information.
You do what you can to stay healthy.
Identity Theft is the #1 complaint with the Federal Trade Commission. And, virtually all Banks, Credit Cards, Hospitals, Retailers and other companies have been attacked and your information has been stolen.
How safe is your PHI? Are you at risk for medical identity theft? Would you recognize the symptoms?
Click Here to get Identity Theft Protection or go to
ID Shield Logo
Published in: on June 21, 2018 at 5:08 PM  Leave a Comment  

Reduce Financial Risk in 30-Days

Death vs Living Benefits

In addition to a death benefit, the Accelerated Living Benefits riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as Lost Income, Long Term Care, Home Healthcare, Living Expenses, Medical Bills, Mortgage Payments, Travel, College Funding, etc.

Click Here to Watch Video

Published in: on June 15, 2018 at 11:23 AM  Leave a Comment  

The Final Loving Act

This is an awesome video that everyone should watch.

Is this the start of a Stock Market Correction?

Our clients receive stock market gains with zero downside risk!

Stock Market_2-2-18

Assisted Living & Long Term Care Costs

The latest 2017 report shows that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.

And, out-of-pocket medical expenses for seniors are averaging over $200K per person.

Please contact me for information on options to offset your out-of-pocket risk.

New Medicare Supplements

Several carriers introduced new Medicare Supplements on July 1st with lower premiums. Please contact me for quotations.

Published in: on July 6, 2017 at 3:13 PM  Leave a Comment  

Safe Certificate of Deposit Alternative

Why are Fixed Indexed Annuities and Universal Life better than CD’s, Mutual Funds or a 401(k)?

CD AlternativeClick Here or go to

Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

Watch Video

In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon the severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including: Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don’t Have to Die to Use!

Reduce Healthcare Premiums 50%+


We have several Major Medical alternatives to ACA/Obamacare plans that can reduce premiums 50% or more, if you do not have serious medical conditions.

ACA/Obamacare is imploding and premiums are increasing 54% to 122% in January, And, there are only 1 or 2 carriers available in most counties with limited HMO networks. In fact, most Individual Health Insurance policies issued since March 27, 2010 is being terminated effective December 31, 2016.

Click Here for additional information and quotations.

Please contact me if you have any questions or want advice on your best options.