In addition to a death benefit, the Accelerated Living Benefits riders can advance up to 90% of the face value (depending upon the severity) in case of Chronic, Critical or Terminal Illness.
Funds can be used for any purpose, such as Lost Income, Long Term Care, Home Healthcare, Living Expenses, Medical Bills, Mortgage Payments, Travel, College Funding, etc.
Our clients receive stock market gains with zero downside risk!
The latest 2017 report shows that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.
And, out-of-pocket medical expenses for seniors are averaging over $200K per person.
Please contact me for information on options to offset your out-of-pocket risk.
Several carriers introduced new Medicare Supplements on July 1st with lower premiums. Please contact me for quotations.
Why are Fixed Indexed Annuities and Universal Life better than CD’s, Mutual Funds or a 401(k)?
Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?
Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.
1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
2. Chronic Illness or Disability
3. Terminal Illness
Accelerated funds can be used for any purpose, including: Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.
Life Insurance You Don’t Have to Die to Use!
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ALTERNATIVES
We have several Major Medical alternatives to ACA/Obamacare plans that can reduce premiums 50% or more, if you do not have serious medical conditions.
ACA/Obamacare is imploding and premiums are increasing 54% to 122% in January, And, there are only 1 or 2 carriers available in most counties with limited HMO networks. In fact, most Individual Health Insurance policies issued since March 27, 2010 is being terminated effective December 31, 2016.
Click Here for additional information and quotations.
Please contact me if you have any questions or want advice on your best options.
Major Carriers are exiting the market, policies are being terminated and 2017 premiums are going to Skyrocket!
Schedule your preventive care, test procedures and any pending surgeries before December 31st.
Unfortunately, recent announcements bring some bad news regarding expected 2017 Healthcare changes.
Click Here for information on several major carriers that will cancel Affordable Care Act (ACA) Individual policies and suspend most sales in 2017.
