10-Minute Rapid Issue Term Life

New Rapid Term Life Benefits:

  • 10-Minute Approval for Most Cases
  • Lowest Premiums Guaranteed
  • $50K to $1.0 Million Face Value
  • 10-30 Year Level Premiums
  • Simplified Issue (Ages 18-65)
  • Online Applications
  • A Rated Carrier

Click Here to watch video and contact me for quotations.Speed of Life Term

Published in: on June 21, 2016 at 4:36 PM  Leave a Comment  
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Humana Exiting PPACA Exchanges

In the midst of a pending merger with Aetna, Humana said it would cut its Patient Protection and Affordable Care Act (PPACA) losses by exiting certain states in 2017. The information was disclosed as part of its quarterly statement to shareholders. Humana offered no details, only announcing its intent to stop the PPACA insurance bleeding by having a lower profile in the exchange marketplace.

Published in: on May 5, 2016 at 12:40 PM  Leave a Comment  

Increase Income & Reduce Taxes

We have several great opportunities for individuals that want to increase income and reduce taxes. Work Full-Time, Part-Time or Spare Time. Please contact me for details.

Tel: 1-800-591-3920 or (623) 688-2411

E-mail: WayneMorris@cox.net

Published in: on April 22, 2016 at 3:48 PM  Leave a Comment  

United Healthcare Exiting State Exchanges

United Healthcare, the nations largest insurer, has announced that it will exit the PPACA Exchange markets in AL, AR, CO, CT, GA, LA, MD, MI, MO, NE, NC, OK, PA, TN, TX and WA. No decision has been announced regarding AZ and other states.

Chief Executive Officer Stephen Hemsley said that the company next year “will remain in only a handful of states.” The exchange market is proving to be smaller and riskier than UnitedHealth had expected, meaning “we cannot broadly serve it on an effective and sustained basis.” The company expects to lose about $650 million on the plans this year.

UnitedHealth’s decision to stop offering PPACA exchange plans next year means that current clients in those states will have to choose a new health insurance provider next year. This decision will not affect current policyholders until January 1, 2017.

Unfortunately, over 25 health insurance carriers have exited the market since 2010, due to losses caused by the Affordable Care Act (aka Obamacare) and I expect more to follow.

Published in: on April 18, 2016 at 3:07 PM  Leave a Comment  

Living Benefit Life Video

Life Insurance + Cash Benefits in case of Chronic, Critical or Terminal Illness. Please contact me for details and quotations.

Instant Life Quotes

Click the following link to instantly compare the lowest Term and Universal Life rates from 50 Top-Rated Carriers.


Get Quotes Now

Our Health History Analyzer automatically determines the lowest premiums and best rate class.

Short Term vs. Long Term Care

Short-Term Care Video

Click Here to Watch Video

Contact us @ 1-800-591-3920 or USAInsurance@cox.net for details or quotations.

Published in: on March 22, 2016 at 1:41 PM  Leave a Comment  

Increase Your Social Security Benefits

When Should You Claim Your Social Security Retirement Benefits?

One of the most important financial decisions you will ever make is when to begin your Social Security retirement income.

Our new software provides a detailed report that shows the difference between starting benefits at age 62, 66 or 70 and how to maximize your income.

Please contact me for your Free Report!

Published in: on March 10, 2016 at 3:31 PM  Leave a Comment  

New Living Benefit Life Video


Click Here to view the video on the benefits of Living Benefit Life policies that can accelerate up to 90% of the death benefit in case of Chronic, Critical or Terminal Illness.

Funds can be used for any purpose, such as: Medical Bills; Disability Income; Long Term Care; Mortgage Protection; Nursing/Home Healthcare; Household Expenses; Loan Payments; Childcare; College Funding; Travel; Final Expenses; Legacy Estate, etc.

Tax-Free Retirement Plan


Click Here to view our Income for Life Videos

The Dow Jones is down over 2300 points from the 52 week record high.

Do you really believe it will get back above 18,000 and stay there?

Is your financial adviser still telling you to hang in there?

Our plans provide numerous advantages, including:

  • Fixed Interest and/or Market Indexed Growth
  • Zero Downside Risk
  • Guaranteed Lifetime Income
  • No Sales Fees
  • Safety with A+ Rated Carriers
  • Cash Value Liquidity and Policy Loans
  • Tax-Free or Tax-Deferred Income 1
  • 7% Annual Interest on Lifetime Income Account 1
  • Bonus on Deposits 1
  • Critical, Chronic or Terminal Illness Benefits 1
  • 200%-300% Long Term Care Benefits 
  • Death Benefit

Note 1: Benefits vary by carrier and policy design

Please contact me if you have any questions.