Critical Illness Protection

We have a variety of low-cost policies that provide cash benefits in case of:

  1. Accidents
  2. Chronic Illness or Disability
  3. Critical Illness (Cancer, Heart Attack, Stroke, etc.)
  4. Terminal Illness
  5. Death

The Tax-Free funds can be used to cover deductibles, household expenses, lost income, medical bills, mortgage payments, travel or any other purpose.

Click Here to Watch Video

Critical Illness Protection

Published in: on June 30, 2018 at 11:30 AM  Leave a Comment  

Medical Identity Theft

Medical services-related identity theft was up 40% last year. That’s not surprising when you think about all the organizations that have our personal health information.
You do what you can to stay healthy.
Identity Theft is the #1 complaint with the Federal Trade Commission. And, virtually all Banks, Credit Cards, Hospitals, Retailers and other companies have been attacked and your information has been stolen.
How safe is your personal information?
Click Here to get Legal & Identity Theft Protection or go to
ID Shield Logo
Published in: on June 21, 2018 at 5:08 PM  Leave a Comment  

The Final Loving Act

This is an awesome video that everyone should watch.

Assisted Living & Long Term Care Costs

New reports show that Assisted Living, Home Health and Long Term Care costs continue to increase as shown below.

How will you cover the costs?

We have several low-cost options that can reduce your financial risk.

1. Short-Term Home Healthcare (up to 1 Year)

2. Short-Term Nursing Home Care (up to 1 Year)

3. Hybrid Life with Accelerated Living Benefits or Long-Term Care Riders

4. Asset Based Long-Term Care

Click Here or go to to watch videos.

New Medicare Supplements

Several carriers introduced new Medicare Supplements on July 1st with lower premiums. Please contact me for quotations.

Published in: on July 6, 2017 at 3:13 PM  Leave a Comment  

Safe Certificate of Deposit Alternative

Why are Fixed Indexed Annuities and Universal Life better than CD’s, Mutual Funds or a 401(k)?

CD AlternativeClick Here or go to

Reduce Your Financial Risk

Do you worry about your financial risk in case of Critical, Chronic or Terminal Illness?

Our unique Living Benefit Life policies can provide funds to eliminate your financial concerns.

Watch Video

In addition to a Death Benefit, our policies include 3 no cost riders that can accelerate up to 100% of the face value (depending upon the severity of illness) in case of:

1. Critical Illness (Cancer, Heart Attack, Stroke, etc.)

2. Chronic Illness or Disability

3. Terminal Illness

Accelerated funds can be used for any purpose, including Medical Deductible & Co-insurance, College Funding, Disability Income, Household Expenses, Long Term Care, Mortgage, Tax-Free Retirement Income, Travel, etc.

Life Insurance You Don’t Have to Die to Use!

Reduce Healthcare Premiums 50%+


We have several Major Medical alternatives to ACA/Obamacare plans that can reduce premiums 50% or more, if you do not have serious medical conditions.

ACA/Obamacare is imploding and premiums are increasing 54% to 122% in January, And, there are only 1 or 2 carriers available in most counties with limited HMO networks. In fact, most Individual Health Insurance policies issued since March 27, 2010 is being terminated effective December 31, 2016.

Click Here for additional information and quotations.

Please contact me if you have any questions or want advice on your best options.

O-Bomb-a-Care is Imploding!


Major Carriers are exiting the market, policies are being terminated and 2017 premiums are going to Skyrocket!

Schedule your preventive care, test procedures and any pending surgeries before December 31st.

Published in: on August 5, 2016 at 12:26 PM  Leave a Comment  

Carriers Exit ACA/Obamacare Market


Unfortunately, recent announcements bring some bad news regarding expected 2017 Healthcare changes.

Click Here for information on several major carriers that will cancel Affordable Care Act (ACA) Individual policies and suspend most sales in 2017.

Published in: on July 5, 2016 at 6:09 PM  Leave a Comment